Global Concepts

Emerging Payments

Through the years, Global Concepts and its consultants have played integral role in the development of payment systems. Our experts were vital in the development of the ACH (Automated Clearing House) network in the United States, the IBDE (Inter-bank Data Exchange) network in the United Kingdom and various ECP (Electronic Check Presentment) initiatives.

Global Concepts' latest efforts in the emerging payments area have focused on various Internet-based payment protocols. Our consulting work has involved detailed analyses of numerous EBPP (Electronic Bill Presentment and Payment) models, Web-based payment initiation and online trust models. We have conducted considerable research into the technologies, business models and commercial feasibility of authenticating online transactions through the use digital certificates, digital signatures and PKI (public key infrastructure).