Research

Global Concepts has a long history of providing original research for our clients. The cornerstone of our research practice is the Payments Strategy Research Program. This ongoing, year-long series of research helps clients to understand, predict, and make strategic adjustments for changes in the payments system.

Our research provides objective, independent analysis of industry change. We base our recommendations on survey data from consumers, businesses, and organizations within the industry, such as financial institutions, technology vendors, processors, and other non-bank organizations. We enhance our independent research with creative, expert analysis performed by Global Concepts' staff, who are thought leaders in the industry.

Recent research topics have included: 
 
Check Electronification:  A close look at the state of image exchange, eChecks and paper check clearing across the industry

Consumer POS & Bill Payment Behavior:  A deep dive into the motivations behinds consumer's decision to use one payment method over another when they make a purchase at the POS and when they pay their bills

Fixing the ACH:  A close look at the economics of the ACH, its risks, rewards and opportunities

The Future of Interchange:  An industry overview of card interchange, past, present and future

Annual Payments Study:  Measures payments volume across the top 100 financial institutions

For more information about Global Concept's Research, please contact:
 
David Stewart, Senior Expert
(773) 667-5637
david_stewart@mckinsey.com